insurance

Dive, Cancellation & Travel Insurance


We recommend that you have both travel and dive insurance. For trips on liveaboards and most dive centres around the world, you will be required to prove that you have insurance and/or leave your insurance number.

The first step is to check with your home insurance company to see if you are already covered, or can add coverage through them to a nominal price. Quite often insurance is included when you choose to pay for your trip with a credit or bankcard. Ask your bank for more details of what is included.

DAN dive insurance (DIVERS ALERT NETWORK)

We recommend DAN dive insurance if you are already covered by a travel insurance and only wish to purchase an insurance to cover your scuba diving. DAN offers a one year dive insurance at different levels depending on if you are a sport diver, tech diver, or plan to work abroad within the dive field.
Read more on www.daneurope.org or contact us for more information: info@scubatravel.se


Scuba Travel works together with the European insurance company ERV that can offer insurance to our Nordic clients.  Please contact us for advice if you are based outside of the Nordic region.

Cancellation insurance ERV

The unexpected can always happen. Your child falls ill, too much work forces you to postpone your holiday, rain storms hit the sunshine paradise or trouble breaks out at your destination. In any of these situations, you will be very pleased you have cancellation insurance.

You will get your money back from ERV as long as you have a medical certificate that confirms the reason for the cancellation. You get the certificate from your doctor, empoyer och if UD discourages from traveling to the country that you were about to visit.

ERV´s cancellation can be used on all sorts of trips, events, hotell reservations and tickets- not only on holidays.

Unforeseen circumstances includes in particular:

  • If you or a nearest family member becomes ill
  • If you suddenly have to go on a buisness trip you did not know about when you booked
  • Anything serious happens that makes you have to cancel

Who can buy the insurance?

Cancellation insurance can be signed by anyone, regardless of nationality. The Insurance can be purchased for anything that has an official price list, such as travels, concert tickets and camping fees

How much does the insurance cost?

The price of the insurance is 6% of the value of the trip, or a minimum of 30 SEK

Please note that cancellation insurance must be purchased and paid for within 2 days from the date that the trips deposit is due to be paid.

ERV Insurance

ERV´s travel insurance is a compliment to your home insurance, and is designed to cover the holes in your home insurance. This means that you get a protection against most things that can happen during a trip, without having double insurance.

ERV has insurance that protects you in case of an accident during an active holiday (ie. diving, climbing). This insurance gives you compensation if your diving equipment is destoyed, if you need to be rescued, if you are injured, or if something else unexpected happens.

Travel insurance

For travelers who are going to travel up to 45 days and have a home insurance with travel insurance included. ERV´s insurance complements your home insurance travel protection.

Who can buy the insurance?

  • People who have a home insurance with travel insurance for up to 45 days of travel (or as long as your home insurance applies)
  • People who are registered in Sweden

Travel insurance Sport

Suitable for travelers who already have home insurance, but need to cover the holes in it. Suits those who are going on a ski, golf, diving, or other sport holiday which requires carrying equipment. This insurance is the same as a basic travel insurance but with a few additional steps. For example, it includes rental of sports equipment up to 10 000 SEK if your skiing or dive bag is delayed. Cash back for unused activity costs such as a boat diving if you get sick or injured.

Who can buy the insurance?

  • People who have a home insurance with travel insurance for up to 45 days travel (or as long as your home insurance applies).
  • People who are registered in Sweden.
  • People who intend to travel with expensive equipment or have pre-booked sporting activities.

This includes:

  • Compensation, if for medical reasons you can not participate in what you´re supposed to do
  • Extended replacement if your equipment gets damaged, stolen or lost
  • Equipment rental due to baggage delays
  • Compensation if you, due to medical reasons, can not participate in something that you paid before you start your journey (ie. diving, theater tickets)
  • Plus everything in Travel insurance

Price example per person 1 week holiday: 515 SEK

Complete Travel insurance

Suitable for travelers who are going to travel and have no home insurance with travel insurance. Complete Travel insurance is the most comprehensive insurance ERV has. You can also sign up for an insurance for longer periods, for up to one year. This insurance can be signed by persons who are registered in the Nordic region.

Price example per person 1 week holiday: 995 SEK

Travel insurance Smart

Suitable for travelers who have no home insurance or are away for more than 45 days. Comprehensive medical expense insurance, this insurance lacks that extra something that is in the insurance Complete. Travel insurance Smart is equivalent to your home insurance travel insurance, has lower or no deductibles, and is available with or without baggage coverage. This insurance can be signed by persons who are registered in the Nordic region.

Price example per person 1 week holiday: 400 SEK

Travel Insurance Extreme

Suitable for people who are going to do something risky in the journey not covered by our insurance policies, such as diving deeper than 30 meters, free-diving or running a marathon. This insurance can be signed by persons who are registered in the Nordic region.

This includes:

  • Up to 50 000 SEK in compensation for damaged, stolen or lost equipment
  • Equipment rental due to baggage delays
  • Full payment for necessary medical expenses in connection with an accident or illness
  • Compensation up to 25 000 SEK if you, due to medical reasons, can not participate in something that you paid before you start your journey (ie. diving, theater tickets)
  • Compensation for rescue up to 100 000 SEK

Price example per person 1 week holiday: 1 080 SEK

*All prices are examples for an indefinite period of time, with reservation for price changes from the insurance companies.

 

 
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